Monthly Archives: April 2012
May Is Mental Health Month!
Did you know that since 1949 May has been considered “Mental Health Month?” Mental health disorders are among the leading pre-exsisting conditions. Mental health disorders were second only to hypertension as the most commonly reported medical conditions among adults. Did you know that 4 million children and adolescents in this country suffer from a serious mental disorder that causes significant functional impairments at home, school or with peers? Half of all the mental disorders begin by age 14. In any given year, only 20 percent of children with mental disorders are identified and receive the correct mental health services. When choosing your health insurance plan take a look at the benefits that are available with your insurance agent. Each private health insurance company will have a section in the policy explaining what they will or won’t cover in mental health. When you have a child with mental illness the only true desire a parent has is to see their child well. Diagnosis, treatment, and a physician that can help you and your child through this difficult time is the key to success. With the new health care reform law, you may add your child to your plan and that child …
+ Read Full PostIF IT’S APRIL IT’S TAX TIME!
Yes it is that time of year again when we get to wait for the inevitable countdown to “TAX DAY!” In some of us it instills fear, and in some of us let’s just say we are glad it is finally here because now we get to take advantage of all those wonderful “TAX” write-offs! With the “Affordable Care Act Tax Provisions” that are now in place, here are some ideas that will help you with that dreaded day. 1. Take a look at HSA’S. That stands for Health Savings Accounts. The benefits that have always been there have only gotten better. The general idea is that there is a One Deductible that either you meet singly or as a family. What is nice about this concept is that with the HSA plan you are allowed to take your money and deposit it into a bank account that will be connected to your HSA insurance plan. The money that is deposited in that account each year is used for all sorts of medical necessities. The annual HSA contribution limits will be $3100 for self-only coverage and $6250 for family coverage. 2. Some ideas of what you can use those dollars …
+ Read Full PostApril Fools Day!
Did you know that April is the NATIONAL STRESS AWARENESS MONTH? The Society for Vascular Surgery did a report stating that if you laugh more you will live longer and be healthier. With health care reform reaching its second birthday in March you can take advantage of the great insurance benefits that are at your finger tips! Remember that if you are in a “healthcare reform compliant” plan your wellness each year is a benefit that you do not have to pay for! With April Fools Day being famous for jokes and pranks be sure to review your policy with your insurance agent so that you aren’t the one fooled in case you have an unexpected illness or accident! Here are a few things you can do to keep your health in tip-top shape. Laugh! When you laugh it will have wonderful effects on your blood pressure. Laughing releases the endorphins that causes us to “feel good.” If you feel good your blood pressure will go down. Learn to handle your stress! If you can’t solve a problem, don’t stress out about it. Solve the little things and set some realistic goals for yourself so that you are not over-stressed! …
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