Author Archives: mmack@aplanforeveryone.com

  Ah summer! It looks like it has began again and all of us want to make the most of our outdoor time while we can right? One thing that we depend upon is knowing that our family is safe while they are out enjoying the day, but are they? With the “Assurant Accident” plan you will have that confidence! Whether you are at home, on vacation or at work this type of coverage is the most important thing that you can do for you and your family. The “Assurant Accident” coverage pays right to you, helping you catch up financially from days off from work and pay expenses that other plans don’t pay, like auto and medical deductibles.  You get a set cash benefit for each covered injury and service- multiple benefits that really add up and pay:   Immediately – no waiting period Over and above any benefits you receive from any other plan No matter what doctor or hospital you may choose Even while you recover – including those for follow-up treatment and physical therapy With no overall annual or lifetime limits – no matter how many accidents you may have   The Affordable Care Act calls …

Did you know that since 1949 May has been considered “Mental Health Month?” Mental health disorders are among the leading pre-exsisting conditions. Mental health disorders were second only to hypertension as the most commonly reported medical conditions among adults. Did you know that 4 million children and adolescents in this country suffer from a serious mental disorder that causes significant functional impairments at home, school or with peers? Half of all the mental disorders begin by age 14. In any given year, only 20 percent of children with mental disorders are identified and receive the correct mental health services. When choosing your health insurance plan take a look at the benefits that are available with your insurance agent. Each private health insurance company will have a section in the policy explaining what they will or won’t cover in mental health. When you have a child with mental illness the only true desire a parent has is to see their child well. Diagnosis, treatment, and a physician that can help you and your child through this difficult time is the key to success. With the new health care reform law, you may add your child to your plan and that child …