Tag Archives: health and medical care
SHOULD YOU SHOP ON LINE FOR HEALTH INSURANCE?
There aren’t many things we don’t buy online these days. Yet, for most people, turning to the internet to purchase health insurance is a foreign concept. That’s about to change. A central feature of the Affordable Care Act is to build online markets where millions of people who don’t get health benefits at work will shop for and buy a health plan, as well as learn if they qualify for federal tax subsidies to help pay for the cost of coverage. These markets, called health insurance exchanges, are slated to be up and running in every state across the country starting in October of 2013. A survey of more than 1,800 adults conducted by Enroll America, a nonprofit created to educate the public about health reform, found that 78% of people who will be newly eligible for insurance coverage because of the law in 2014 don’t know a thing about the new health insurance exchanges. What’s more, most people indicated they wouldn’t be comfortable going online to search for a health insurance plan – 75% said they prefer to be helped in person. This doesn’t bode well for a law that relies on internet-based markets to get people signed onto …
+ Read Full PostDon’t “Fall” Back!
It’s that time of year when the days grow shorter and we have earned that extra hour of sleep from a long, hot summer. When we see the leaves turn their golden colors and feel that north wind start to send a chill in the air we automatically want to hibernate. But this year at “Healthcare Solutions Team” we want you to keep moving forward with your health insurance plan not fall backwards! Being prepared is one of the best things you can do for yourself and your loved ones. Here are some ideas from the official “Boy Scout Motto.” Get a kit Make a plan Be informed Get involved Get a kit- experts recommend three days of emergency supplies that provide fresh water, food, clean air and warmth. Make a plan- take the time to go over a plan on where to meet in the event of an emergency and also call your health insurance agent and go over your policy. If you do not know how it works then you cannot be prepared! Be informed- always have a hand radio available just in case you have no access to electricity. Call your insurance company and ask for their …
+ Read Full PostFinding Your Piece of the Health Insurance Puzzle!
Private health insurance is the main source of health coverage for the majority of people in the United States. Approximately 58% of all Americans have private health care coverage. For elderly citizens and eligible children and families from low-income households, public programs are the primary source of health cover. If you are not covered by a public program, or if your coverage is only a short-term policy, you will need to have some kind of private health insurance. Since the turn of the millennium, millions of Americans have found themselves with no health coverage at all. Most studies place the number of “uninsured” at over 46 million. A high percentage of “insured” are in a very inadequate or out-dated plan. At Healthcare Solutions Team we are proud to be the place where you can find an insurance agent to help you and a company that stands behind its agents! The Patient Protection and Affordable Care Act On March 23rd, 2010 the United States health care system underwent the beginning of a major reform, which now has changed the way many people go about getting health cover. The Patient Protection and Affordable Care Act included a mandate that every American must …
+ Read Full PostHappy Fathers Day!
This is what we are, parents. The whole idea of our parenting is to protect our children. At one time when our children became a certain age they were removed from our insurance policies due to ineligibility. But not any longer! With “Healthcare reform” nearly 6.6 million young adults will be able to stay on their parents’ plan until age 26. They do not have to be students as what was required before but, they have to live in their parents home. This provision is perhaps the single most popular element of the Affordable Care Act, the nations most sweeping healthcare legislation in nearly 50 years! The results compared to a U.S. Government survey that last year found that 21.6 million young adults had private health insurance – either through their parents, their jobs or other means – which was 2.5 million higher than before the law was passed. But the Commonwealth Fund also found 36 percent of young adults between the ages of 19-39, a slightly bigger group, had trouble paying medical bills or said they were paying off medical debt. And among those without insurance, this group rose to 51 percent! Young adults also have the highest rate …
+ Read Full PostAMERICAN FITNESS REPORT!
Summer, warm weather, swimming, hiking, how fit is your state? Do you have one the new “health care reform plans” in place so that you can take advantage of the new benefits that are available? Minneapolis St. Paul, MN is the nation’s fittest big city, with Washington, DC second and Boston, MA third, according to the latest rankings from the American College of Sports Medicine. The report, known as the “American Fitness Index,” reflects a composite of “preventive health behaviors, levels of chronic disease conditions, health care access and community resources and policies that support physical activity,” according to the AFI report. This was based on certain areas of excellence such as: the percentage of physical exercise lower percent of diabetes lower death rate of cardiovascular disease obesity lifestyle & diet Having a “health insurance plan” that allows you to have a physical each year is the baseline that you need to have a healthier, longer and more enjoyable life. When you decide that it is time to take back your health from the list of medications that you maybe on, the first thing you should do is contact your health insurance agent because that agent will go over your …
+ Read Full PostMay Is Mental Health Month!
Did you know that since 1949 May has been considered “Mental Health Month?” Mental health disorders are among the leading pre-exsisting conditions. Mental health disorders were second only to hypertension as the most commonly reported medical conditions among adults. Did you know that 4 million children and adolescents in this country suffer from a serious mental disorder that causes significant functional impairments at home, school or with peers? Half of all the mental disorders begin by age 14. In any given year, only 20 percent of children with mental disorders are identified and receive the correct mental health services. When choosing your health insurance plan take a look at the benefits that are available with your insurance agent. Each private health insurance company will have a section in the policy explaining what they will or won’t cover in mental health. When you have a child with mental illness the only true desire a parent has is to see their child well. Diagnosis, treatment, and a physician that can help you and your child through this difficult time is the key to success. With the new health care reform law, you may add your child to your plan and that child …
+ Read Full PostOral Hygiene and Heart Disease
Good oral hygiene leads to more than a great smile. When you take care of your teeth, you end up taking care of your entire body. Gum disease is a leading cause of heart disease. If you can prevent gum disease, your risk for heart disease will dramatically reduce. Here’s what you can do: Remember to brush twice a day, both morning and night, and floss regularly. Be sure to visit your dentist every six months for regular checkups and cleanings. Your dental insurance will help curb the costs of good oral hygiene.
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