Tag Archives: medical insurance quote
LESS IS MORE!
Many patients as well as doctors feel that the more medical care a patient has the better, but there is an epidemic of being over treated that has developed. Too many blood tests and scans and procedures are costing this nation’s health care system close to $200 billion a year according to the “Institute of Medicine.” Your agent here at “Healthcare Solutions Team” wants you to be able to take advantage of the many new benefits that are available to you because of the new health-care reform law, but sometimes more isn’t better it can actually cause harm. Some of our carriers such as Assurant Health and United Health One are excited that they can now offer the much needed wellness tests at virtually no cost to you. With the surge in more natural treatments they have designed their plans to offer just a few doctor office visits instead of the unlimited amount that is expected. Cutting back on seeing your doctor can actually be good for your health, really! Seeing a doctor on a routine basis is a good idea when you have a child, or are a senior or have a medical condition that requires monitoring. But, with …
+ Read Full PostApril Fools Day!
Did you know that April is the NATIONAL STRESS AWARENESS MONTH? The Society for Vascular Surgery did a report stating that if you laugh more you will live longer and be healthier. With health care reform reaching its second birthday in March you can take advantage of the great insurance benefits that are at your finger tips! Remember that if you are in a “healthcare reform compliant” plan your wellness each year is a benefit that you do not have to pay for! With April Fools Day being famous for jokes and pranks be sure to review your policy with your insurance agent so that you aren’t the one fooled in case you have an unexpected illness or accident! Here are a few things you can do to keep your health in tip-top shape. Laugh! When you laugh it will have wonderful effects on your blood pressure. Laughing releases the endorphins that causes us to “feel good.” If you feel good your blood pressure will go down. Learn to handle your stress! If you can’t solve a problem, don’t stress out about it. Solve the little things and set some realistic goals for yourself so that you are not over-stressed! …
+ Read Full PostNew Healthcare Reform Rules
While March 23, 2010 marked the signing of the Affordable Care Act, September 23, 2010 launched a new set of rules that protect every patient’s care. These healthcare reform laws are only applicable to plans that were purchased after March 23, 2010. All old plans are grandfathered into the old system and are exempt from any new benefits. Health insurance companies can no longer impose pre-existing exclusions on children, nor can they take away your coverage based on a mistake in your application. They also can’t set lifetime limits on your coverage; there are no longer annual caps. These healthcare reform laws also give the patient direct access to the doctors they need. You can choose any primary care doctor or pediatrician you prefer within your plan’s network. Medical insurance companies can no longer require approval before you go to the emergency room at a hospital outside your plan’s network. If it’s a true emergency, you can simply go get care without worrying about your coverage. To enjoy these new benefits, make sure your healthcare plan was purchased after March 23, 2010. Otherwise, you’re exempt from these new advantages.
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